Modern, Fee-Only Planner
Helping Professionals Build Wealth and Plan for the Future
Life-centered financial guidance for people navigating careers, family, and what’s next.
Your Money Story
“ A firm that focuses on education, transparency, and real guidance WHILE you’re building your wealth, not only after. ”
Financial Planning for Humans, by Humans
You’re on the right track, but big questions might linger.
Am I behind compared to where I should be at my age?
Am I missing something important?
Why do I make decent money but still feel stressed about my finances?
Is my money supporting the life I want now and in the future?
What happens to my family if something happens to me?
We can relate. We are people just like you.
We can relate. We are people just like you.
It’s time to get your finances in order.
All of our comprehensive financial plans include the following…
Hi there! My name is Pijus, but you can call me PJ.
I was inspired to become a financial planner the day my parents were turned away by an advisor for not meeting an asset minimum. At Wealth & Plan, we believe financial guidance should be accessible when it matters most.
Yup, there’s quite a few financial planners out there. You may be wondering
What Makes Us Different?
No asset minimums
Fee-only
Technology driven
Direct text and call access to reach your advisor quickly
Helping when it matters most, regardless of age or assets
High quality service for everyone. No questions asked
Financial plans built to set you up for success whether or not you implement with us
People first
Other Advisors
High Asset Minimums
Fees + Commissions
Outdated technology
Meeting with an advisor is by appointment only
Focused on those that have already built significant wealth
Service tiers, resulting in lower service for smaller clients
Financial plans built to sell you more services
Revenue first
Our Pricing
No minimums. No surprises.
Financial Planning
$2,000/year*
Or $200/mo for 12 month engagement*
You’ll learn how your money works, why decisions matter, and how it all fits together.
✓ Personalized Financial Plan
✓ Real-Time Planning Hub
✓ Cash flow optimization
✓ Goal Realization
✓ Beneficiary & Estate Coordination
✓ Allocation Review for Outside Assets
✓ On-Demand Advisor Access
✓ Quarterly Check-Ins
+ More
* Pricing may be adjusted based on complexity of the plan, which we will always discuss upfront.
Wealth Management
Schedule Below
We charge a fee based on assets under management
Evidence-based investment philosophy so you don’t have to stress over every headline.
Fee Schedule
Up to $1 million
$1 to $2 million
$2 to $5 million
Above $5 million
1.00%
0.80%
0.60%
0.40%
✓ Diversification Over Guessing
✓ Allocation Based on Risk Tolerance
✓ Discipline Through Every Market
We never earn commissions or other undisclosed fees.
Fee Schedule
Wealth and Learn
Featured Article
Missed Flights and Market Swings: Why Detours Are Part of the Plan
Common Questions
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Yes. As a CFP® professional, I am legally and ethically obligated to act in your best interest at all times. That means I prioritize your goals over any product or incentive that could benefit me or the firm.
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I am a CERTIFIED FINANCIAL PLANNER® with nine years of experience in the financial services industry. Throughout my career, I’ve worked at JPMorgan and at a boutique financial planning firm, advising high-net-worth individuals and families on complex planning and investment strategies.
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All client assets are held at Charles Schwab, a trusted third-party custodian. For compliance and security reasons, we never hold or custody client funds directly - this ensures your money is safe and separate from our firm.
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As often as you’d like! If you choose to hire us as your financial planner, we will meet multiple times in the first few months while building your initial plan. After that, we can meet at any frequency you’re comfortable with.
If you hire us for wealth management only, our commitment is to have a formal review at least once a year, or at a frequency of your preference..
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Never. We are a fee-only firm.
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Wealth & Plan is a fully virtual practice allowing us to meet anywhere in the U.S. at a time that works for you. If you’re local to Houston, I’d love to grab lunch or coffee in person!