Our Process

How does it work?

We built a clear, straightforward process designed to take the stress out of money decisions. We will guide you step-by-step, so you always know what’s happening and why.

Step 1: Get to Know Each Other

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Step 2: Explore Your Planning Hub

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Step 3: Data Gathering

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Step 4: Financial Plan Delivery

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Step 5: Take Action Together

Get Started

Your time is valuable to us

Here’s what you can expect

  • Time Commitment: 1 Hour

    Purpose: We start with a complimentary, no-commitment conversation focused simply on understanding you and your current situation. This is a relaxed space to ask questions, talk things through, and get a feel for what it’s like working with Wealth & Plan.

    Next Steps: Take some time to decide if we’re a good fit for each other.

    If we mutually agree to move forward, we’ll prepare engagement documents and move on to Step 2 (Explore Your Planning Hub).

    If it’s not the right fit, that’s okay! We’ll gladly help to connect you with an advisor who may be a better match.

  • Time Commitment: 1 Hour

    Purpose: We’ll get you set up in our planning software and show you around so everything feels easy and familiar. We are big advocates of using technology to keep your plan updated as life changes, this step helps make sure you’re comfortable with the tools before we move to Step 3 (Data Gathering).

    Next Steps: Make sure your portal access works smoothly.

    Begin preparing for our upcoming data-gathering session.

  • Time Commitment: 1 hour 30 minutes

    Purpose: This is where we start filling in the details that bring your plan to life. Together, we’ll gather the information needed to understand your income, spending habits, employer benefits, goals, and more. We’ll guide you through exactly what’s needed so nothing feels confusing or overwhelming.

    Next Steps: Finalize linking accounts to your portal.

    Upload any missing statements to your vault.

  • Time Commitment: 1 Hour

    Purpose: Now that we have a clear financial picture, it’s time to put it all together. We take the information you’ve provided and turn it into a living, breathing financial plan. This step is about translating numbers and goals into a clear, flexible roadmap.

    We’ll review various reports including your Net Worth Statement, Cash Flow, Investment Allocation, and more. We will also dive into detail regarding your current financial situation, discuss opportunities for improvement and future strategies, and prepare for Step 5 (Take Action Together).

    Next Steps: Identify which actions you’re ready to take first.

  • Moving Forward: Quarterly Check-Ins, Unlimited Access in Between

    Purpose: Our work does not stop once your plan is built. In fact, this is just the beginning.

    Life will change whether it’s a new a job, a raise, kids, or unexpected surprises, and we make sure your plan grows with you. Through regular check-ins, updates, and timely guidance, we keep your plan aligned with your life so you always feel confident that your money is working for you, not the other way around.

    Next Steps: Enjoy life! We’re just a phone call or email away whenever you need us.