Modern, Fee-Only Planner

Live today.
We’ll plan for tomorrow.

Life-centered financial guidance for professionals in their 30s and 40s navigating careers, family, and what’s next.

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See How It Works
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Your Money Story

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A firm that focuses on education, transparency, and real guidance WHILE you’re building your wealth, not only after.

Financial Planning for Humans, by Humans

You’re on the right track, but big questions might linger.

  • Am I behind compared to where I should be at my age?

  • Am I missing something important?

  • Why do I make decent money but still feel stressed about my finances?

  • Is my money supporting the life I want now and in the future?

  • What happens to my family if something happens to me?

We can relate. We are people just like you.

We can relate. We are people just like you.

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It’s time to get your finances in order.

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All of our comprehensive financial plans include the following…

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Illustration of a money bag and calculator next to text that says "Tax Planning" and "Keep more of what you earn, year after year."
Icon of a briefcase next to the text 'Career & Compensation Planning' and the phrase 'Turn career moves into long-term wealth.'
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Get Started
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Hi there! My name is Pijus, but you can call me PJ.

I was inspired to become a financial planner the day my parents were turned away by an advisor for not meeting an asset minimum. At Wealth & Plan, we believe financial guidance should be accessible when it matters most.

Our Story

Yup, there’s quite a few financial planners out there. You may be wondering

What Makes Us Different?

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No asset minimums

Fee-only

Technology driven

Direct text and call access to reach your advisor quickly

Helping when it matters most, regardless of age or assets

High quality service for everyone. No questions asked

Financial plans built to set you up for success whether or not you implement with us

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People first

Other Advisors

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High Asset Minimums

Fees + Commissions

Outdated technology

Meeting with an advisor is by appointment only

Focused on those that have already built significant wealth

Service tiers, resulting in lower service for smaller clients

Financial plans built to sell you more services

Revenue first

Our Pricing

No minimums. No surprises.

Financial Planning

$2,000/year*

Or $200/mo for 12 month engagement*

You’ll learn how your money works, why decisions matter, and how it all fits together.

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✓ Personalized Financial Plan

✓ Real-Time Planning Hub

✓ Cash flow optimization

✓ Goal Realization

✓ Beneficiary & Estate Coordination

✓ Allocation Review for Outside Assets

✓ On-Demand Advisor Access

✓ Quarterly Check-Ins

+ More

* Pricing may be adjusted based on complexity of the plan, which we will always discuss upfront.

Wealth Management

Schedule Below

We charge a fee based on assets under management

Evidence-based investment philosophy so you don’t have to stress over every headline.

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Fee Schedule

Up to $1 million

$1 to $2 million

$2 to $5 million

Above $5 million

1.00%

0.80%

0.60%

0.40%

✓ Diversification Over Guessing

✓ Allocation Based on Risk Tolerance

✓ Discipline Through Every Market

We never earn commissions or other undisclosed fees.

Fee Schedule

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Wealth and Learn

Featured Article

Diversification in Plain English

Read Now

Common Questions

  • Yes. As a CFP® professional, I am legally and ethically obligated to act in your best interest at all times. That means I prioritize your goals over any product or incentive that could benefit me or the firm.

  • I am a CERTIFIED FINANCIAL PLANNER® with nine years of experience in the financial services industry. Throughout my career, I’ve worked at JPMorgan and at a boutique financial planning firm, advising high-net-worth individuals and families on complex planning and investment strategies.

  • All client assets are held at Charles Schwab, a trusted third-party custodian. For compliance and security reasons, we never hold or custody client funds directly - this ensures your money is safe and separate from our firm.

  • As often as you’d like!

    If you hire us for comprehensive financial planning, we’ll meet several times during the first few months while we build and implement your initial plan. After that, we’ll schedule ongoing check-ins at a cadence that works best for you. Many clients prefer quarterly meetings, and we’re happy to maintain that rhythm if that’s your preference.

    If you hire us for wealth management only, you’ll receive detailed quarterly performance reports, and we’ll conduct a formal performance review at least once per year. Of course, if you’d like to meet more frequently, we’re always happy to do so.

  • Never. We are a fee-only firm.

  • Wealth & Plan is a fully virtual practice allowing us to meet anywhere in the U.S. at a time that works for you. If you’re local to Houston, I’d love to grab lunch or coffee in person!

See How It Works
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